Subject of Money

You should be aware of the money exchange situation in China before you go.  The exchange rate lately is  $1.00 = 6.21 Yuan in China.  There is a high service charge by the banks outside       of China if you want to exchange money before arriving in China.   Credit cards are not widely used except for hotels, factory and main department stores.  Many restaurants do not take credit cards either.  There are ATMs available in most larger cities but not in the rural areas.  Hotels in the cities will usually exchange dollars for yuan but not in the rural areas. The hotel exchange is a service to the guests and there is a very minor charge.  Banks also exchange dollars for yuan in most larger cities but again not in the rural areas.  Some banks also do not deal in exchange at all.   Cash is King as they say.  You will see most Chinese dealing in cash and often have large amounts of money with them when they go shopping.  I myself have my credit cards and debit cards along with taking a fair amount of cash.  If you have a Stock Broker, check with them if they offer a Debit card for your account.  Mine does and there are no charges for its use domestically or internationally.  Hotels have safes in the room in which you set the combination and can keep your valuables during the day when you are out sightseeing.  While many things you will find are inexpensive you will also find many things on a par with the U.S. or HIGHER.   My Chinese friend from Chengdu recently spent a year in the U.S.  When she went home she could not believe how prices had increased so much since she had been gone.  For more information on MONEY, feel free to email me with your questions.  You will not be pressured to book a  tour with us nor will you be put on an email list for spam.   My name is Dave and can be reached at    interlak@eskimo.com
 China as you will find is a country of wide contrasts.
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